The five-year lock-in period* for the Gelephu International Airport Fixed-Term Deposit (FTD) is a mandatory duration during which neither the customers nor the bank can redeem the Fixed-Term Deposit without incurring a penalty.

This period is established to ensure that the funds raised through the Fixed-Term Deposits by ORO Bank and used to purchase the bonds are utilized effectively for growth and development of the Gelephu International Airport. By locking in the investment for five years, it allows the bank to allocate resources towards significant infrastructure and community-building initiatives without the risk of early withdrawals, thereby promoting financial stability and project continuity.

*Lock-in period: From December 31, 2024 to December 31, 2029